PRIVACY AND SECURITY You have certain privacy rights, but United Mutual Funding gives you more. We're committed to protecting the information you provide to us. Learn how we protect your information and how you can protect yourself. HOW WE PROTECT YOUR ONLINE SECURITY Keeping financial and personal information about you secure and confidential is one of our most important responsibilities. Our systems are protected, so information remains secure. ~ COMPUTER VIRUS PROTECTION detects and prevents viruses from entering our computer network systems. ~ FIREWALLS block unauthorized access by individuals or networks. Firewalls are one way United Mutual Funding protects its computer network systems that interact with the internet. ~ SECURE TRANSMISSIONS ensure information remains confidential. United Mutual Funding uses encryption technology such as SECURE SOCKET LAYER (SSL) on its Web Sites to transmit information. ~ TO SEND US SECURE E-MAIL, you should use United Mutual Funding secure email directly from our site contact@unitedmutualfunding.com. Because an Internet e-mail response back to you will not be secure, we will not include confidential personal information, and we will not ask for personal information such as PINS and Account numbers through e-mail. Besides e-mail, you can contact us at 1-800-752-5116. ~ NEW ADVANCES IN SECURITY TECHNOLOGY are constantly evaluated to ensure that we provide protection for information about you. YOUR ROLE IN PROTECTING PERSONAL INFORMATION ~ Do not respond to un-solicited e-mails from companies with which you do business requesting that you re-validate personal information or that link to Web sites requesting that you re-validate personal information. Should you receive such and e-mail, contact the company directly via phone or by typing in thier home URL directly to determine the validity of the e-mail. ~ If e-mails or Web sites contain typographical or grammatical errors, review them carefully as these are often signs of fraud attempts to compromise your information. ~ Do not click on "links" you receive in an e-mail message. Open your browser and enter the address directly. ~ Do not share your ID or password with anyone. ~ Change your password regularly. ~ Only provide your personal or account information online to sites you trust and where you initiate the contact. ~ Remember to sign off the Web site once you have submitted an application. ~ When your computer is not in use, shut it down or disconnect it from the Internet. ~ If you think you may have provided information to a fraud perpetrator, change your password immediately and monitor your account activity frequently. UNITED MUTUAL FUNDING POLICY FOR CUSTOMERS Privacy is the confidentiality and protection you expect when sharing important personal information. Your privacy is our priority. United Mutual Funding does not sell or share your personal information with agents outside United Mutual Funding who may want to offer thier own products and services. No action is required on your part for this benefit.